Software price guides Accounting FreeAgent
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FreeAgent pricing in the UK
FreeAgent sells one full-featured plan in the UK, priced by business type: £10 a month for unincorporated landlords, £19 for sole traders, £27 for partnerships and LLPs and £33 for limited companies, excluding VAT. It is free with a NatWest, Royal Bank of Scotland, Ulster Bank or Mettle business account, and annual billing gives 12 months for the price of 10.
- Starting price
- £10/month
- Landlord, GBP excl. VAT
- Pricing model
- One plan priced by business type
- Free with a NatWest Group business account
- Billing
- Monthly or annual
- Annual is 12 months for the price of 10
- Tax
- VAT excluded
- Prices in GBP; add 20% VAT
- YOY change
- 0%
- Average yearly rise, 4 plans
- Last updated
- 12 Oct 2026
How much does FreeAgent cost in the UK?
Plans
Four prices by business type, billed monthly or yearly, VAT excluded.
| Plan | Monthly | Annual, per month | Who it is for | Key limits |
|---|---|---|---|---|
| Limited company | £33 | £28 | Pricing for UK limited companies. | Key limits
|
| Partnership or LLP | £27 | £23 | Pricing for UK partnerships or LLPs. | Key limits
|
| Sole trader | £19 | £16 | Pricing for UK sole traders. | Key limits
|
| Landlord | £10 | £8.33 | Pricing for UK unincorporated landlords. | Key limits
|
Additional costs
Costs on top of the plan price.
| Cost | Price | Source |
|---|---|---|
| VAT | 20% on top of every priceAdded to every charge | |
| Smart Capture Unlimited | £5 a monthOptional, monthly; 10 captures a month without it | |
| Amazon connection | £6 a monthOptional, monthly; not for landlords | |
| Add-ons on a free bank-funded account | £5 to £11 a monthCharged even when the plan is free | |
| Losing free bank eligibility | £10 to £33 a monthPlan charged from then while you use it | |
| Each additional business | Full plan price per businessSeparate account and subscription | |
| Second MTD income stream | £10 a month for landlord income on top of £19Separate account per income stream | |
| Annual renewal after the first year | £100 to £330 a yearBilled yearly at the list price | |
| Online payments on invoices | Set by Tyl, Stripe, GoCardless or PayPalPer transaction, charged by the provider | |
| Licence through an accountant | Not publicly listedBilled by the accountant | |
| Cancelling | No feeCancel any time; no refund of fees billed |
FreeAgent cost calculator
Enter your numbers to price every plan. Estimates in GBP, excluding VAT.
Your numbers
Estimated cost, Sole trader
£19a month
- Per year, billed monthly
- £228
- Per year, billed annually
- £190Saves £38
- First 6 months, 50% off
- £9.50 a month
- First year with the offer
- £171
Line items, monthly
- Sole trader subscription
- £19
- Estimated monthly total
- £19
Estimated, GBP, excluding VAT. Offer: New customer offer, 50% off.
What FreeAgent costs by company size
Estimated cost by number of employees, using the cheapest plan that fits each end of the band.
| Employees | Plans | Monthly cost | Annual cost | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 to 10 | Sole trader | £19 | £19 | £228 | £228 | |||||||
| 11 to 50 | Limited company | £33 | £33 | £396 | £396 | |||||||
| 51 to 200 | Limited company | £33 | £33 | £396 | £396 | |||||||
| 201 to 500 | Limited company | £33 | £33 | £396 | £396 | |||||||
FreeAgent discount codes and offers
Current FreeAgent offers in the UK, checked 12 October 2026.
-
New customer offer, monthly
50% off for the first 6 months
New direct customers who have not paid before; not via the app, a bank or an accountant; combines only with referral discounts
-
New customer offer, annual
50% off the first year: £50 to £165
Same conditions as the monthly offer; renews at the list price
-
30-day free trial
30 days free on any business type
One trial per business
-
Annual billing
12 months for the price of 10
Paid upfront; every business type
-
NatWest business current account
FreeAgent free
Via NatWest
For as long as you keep the account; one free account per bank account; add-ons charged
-
Royal Bank of Scotland business account
FreeAgent free
Via the bank
For as long as you keep the account; one free account per bank account; add-ons charged
-
Ulster Bank business current account
FreeAgent free
Via the bank
Northern Ireland accounts only; for as long as you keep the account; add-ons charged
-
Mettle business account
FreeAgent free
Via the Mettle app
At least one Mettle transaction a month; not for partnerships; Mettle must be the primary account if an accountant sets it up
-
Referral
10% off for both, per referral; free at 10
Code Referrer's code
Direct subscribers; lasts while both subscribe; not on add-ons; not for accountant-provided accounts
-
Charity discount
50% off the subscription
Via support
Registered charities; others case by case; direct accounts only; not with the new customer offer; not on add-ons
-
Through an accountant partner
Partner pricing; size not published
Clients of FreeAgent partner practices; discounts grow with the practice's active licences
How to negotiate FreeAgent's price
FreeAgent does not advertise negotiated deals, so these levers come from how it charges in the UK, ranked by likely saving.
| Rank | Lever | How it works | What it can save |
|---|---|---|---|
| [01] | Bank with NatWest Group | A NatWest, Royal Bank of Scotland, Ulster Bank or Mettle business account makes FreeAgent free while you keep it. Mettle is free to open. | £10 to £33 a month, the whole plan |
| [02] | Take the offer on annual billing | Annual gives 50% off the first year: £165 for a limited company, against £297 over 12 months on the monthly offer. | £132 in the first year for a limited company |
| [03] | Pay annually after year one | 12 months for the price of 10: £330 a year instead of £396 for a limited company. | £20 to £66 a year |
| [04] | One free account per income stream | MTD for Income Tax needs a separate account per income stream. Each eligible Mettle or NatWest Group account carries its own free licence. | £10 a month for landlord income beside a sole trade |
| [05] | Apply for the charity discount | Registered charities get 50% off; CICs and social enterprises are considered case by case. It replaces the new customer offer. | £5 to £17 a month |
| [06] | Refer other businesses | Each subscriber you refer gives you both 10% off for as long as both subscribe. Ten referrals make it free. | £3.30 a month per referral on a limited company |
| [07] | Buy through an accountant partner | Partner practices get discounted client licences that grow with their size. Ask what they pay and what they charge you. | Not published |
| [08] | Switch Smart Capture on only when needed | The £5 add-on is monthly and can be cancelled. Ten captures a month are included. | £5 a month |
| [09] | Use price-change notice | FreeAgent gives at least 60 days' notice of a price change. Moving to annual billing before it takes effect fixes a year at the old price. | Leverage only |
FreeAgent price history
Monthly list prices over the last two years, excluding VAT. Pick a plan, or hover for each change.
Key points
- Landlord, the entry plan: 0% in two years, £10 to £10.
- Average across 4 plans: 0% since Oct 2024.
What people say about FreeAgent pricing
What people in the UK said in public about FreeAgent's pricing in the last six months.
64%
Mostly positive
- Positive 25 of 39
- Neutral 10 of 39
- Negative 4 of 39
25 of 39 public comments from the UK in the last six months are positive, 10 neutral and 4 negative. Most are about getting FreeAgent free through a business bank account such as Mettle or NatWest; the complaints are about losing that access and paying for add-ons.
- Trustpilot.com negative This UK FreeAgent customer says the app keeps pushing a paid receipt scanning add-on on top of a subscription that is already substantial, and wants it in the standard price. customer PJ (opens the original on Trustpilot.com)
- Reddit.com neutral This UK FreeAgent customer, a small property business, opened a Mettle account only to get FreeAgent access. shittyarsemcghee (opens the original on Reddit.com)
- Reddit.com neutral This UK FreeAgent customer moved their bank-funded FreeAgent from NatWest to Mettle once NatWest began charging bank fees, and says only a minimal account is needed to keep it. OkStay5395 (opens the original on Reddit.com)
- Trustpilot.com positive This UK FreeAgent customer, who files both Self Assessment and company returns, values having everything at a single price with no separate packages or add-ons, and says that is why they are staying. Matt (opens the original on Trustpilot.com)
- Trustpilot.com positive This UK FreeAgent customer, a long-time sole trader user, says the subscription was worth it when they paid, and that it is now free with a no-fee Mettle account. Vanessa Thomas (opens the original on Trustpilot.com)
- Reddit.com positive This UK FreeAgent customer pays monthly because they could not get a Mettle account, and says the cost is not high. Constant-Custard (opens the original on Reddit.com)
- Reddit.com positive This UK FreeAgent customer was content paying for it before, and now counts the NatWest bundle as a strong perk given everything it covers. AdFew2832 (opens the original on Reddit.com)
- Trustpilot.com positive This UK FreeAgent customer got FreeAgent at no cost with a NatWest business account and says it is entirely free through NatWest or Mettle. Gabor (opens the original on Trustpilot.com)
FreeAgent alternatives
Other tools in our price guides for the UK, largest first by market share.
| Vendor | Starting price | Pricing model | Key difference | |
|---|---|---|---|---|
| Xero | £7 a month (Simple) | Flat monthly plans, plus per-person payroll and usage charges | Payroll charged per person and payments past an allowance | Price guides |
| Sage | £20 a month (Sage Accounting Start) | Flat monthly plans with user caps (Sage Accounting), user and company bands (Sage 50), plus per-employee payroll | Payroll per employee on top of the tier | Price guides |
| QuickBooks | £10 a month (Sole Trader Plus) | Flat monthly plans capped by users, payroll base fee plus per employee | Each tier caps users; payroll is a base fee plus per employee | Price guides |
| Zoho Books | Free plan; paid from £12 a month (Standard) | Flat price per organisation, plus extra users and add-ons | Extra users £2.50 each a month | Price guides |
| FreshBooks | £16 a month (Lite) | Flat monthly plans capped by billable clients, plus £8 per extra team member | Tiers capped by billable clients; team members £8 each a month | Price guides |
FreeAgent pricing questions
FreeAgent pricing sources and methodology
- FreeAgent UK pricing 12 Oct 2026
- FreeAgent free accounting software 12 Oct 2026
- FreeAgent and Mettle 12 Oct 2026
- FreeAgent payroll 12 Oct 2026
- FreeAgent terms of service 12 Oct 2026
- FreeAgent referrals 12 Oct 2026
- FreeAgent charity discount 12 Oct 2026
- FreeAgent Partner Programme 12 Oct 2026
- Switch to a bank-funded FreeAgent account 12 Oct 2026
- Wayback Machine snapshots of freeagent.com/pricing 12 Oct 2026
- Xero UK pricing plans 12 Oct 2026
- QuickBooks UK pricing 12 Oct 2026
Estimates from published list prices on 12 October 2026. Check FreeAgent's own pricing page before buying. Ensurva is not affiliated with FreeAgent.