Blog author

Matt Farrugia

Co-Founder

Matt Farrugia is co-founder and CEO of Ensurva. He writes about what finance and executive leaders actually need from their vendor spend data, and why most small to mid-sized businesses are flying blind on a spend line that runs into six or seven figures.

Before Ensurva, Matt co-founded Mutinex in 2018. He scaled the company past 90 staff, won major enterprise customers, and led a $17.5M raise in 2024 at a $132M valuation. Running a fast growing company showed Matt how vendor spend compounds quietly across departments as headcount climbs.

Before Mutinex, Matt spent 15 years in media and advertising agencies, including eight years as a Managing Director at one of the world's largest marketing holding companies. That work gave him a close view of how large organisations make spending decisions, and what falls through the cracks when nobody owns the vendor list.

On the Ensurva blog, Matt writes for finance leaders trying to turn vendor spend from a reported line item into a managed category, and for founders and CEOs who suspect there's waste in the numbers but don't have time to audit every invoice.

Writes about

  • Vendor spend visibility for finance leaders
  • Turning a line item into a managed cost category
  • Founder level cost control without a procurement team
  • How AI is changing vendor pricing and vendor count

Featured articles

All articles by Matt

IT budget planning for small business: a practical guide

How to build an IT budget for a small business: what to include, how to track renewals, and where small businesses typically overspend on software.

Finance

Accounts payable automation for small business: what it is and when you need it

Accounts payable automation can cut invoice processing costs from $10.18 to under $2. Here's what AP automation actually does and when it makes sense for small business.

Finance

Invoice management software: a practical guide for growing businesses

Invoice management software reduces manual processing costs and approval delays for growing businesses. This guide explains what to look for, where popular enterprise tools fall short, and what actually fits a 50-200 person company.

Finance

Purchase order software: what small businesses actually need

Purchase order software helps growing businesses track spending before invoices arrive. This guide explains what to look for at the 50-200 employee stage, where popular tools fall short, and what actually fits.

Finance

Vendr alternatives: SaaS spend management tools compared

Top Vendr alternatives for SMBs: pricing, features, and which tools fit companies spending $5M to $50M on software vendors.

Finance

What is maverick spending and how to stop it without a procurement team

Maverick spending explained: what it is, why it happens, the real cost of unapproved vendor purchases, and how to reduce it.

Finance

The SMB guide to SaaS spend management

Everything SMBs need to know about SaaS spend management: gaining visibility, controlling renewals, and reducing software waste across a growing vendor stack.

Finance

Spend analysis tool: the SMB guide to controlling vendor costs

How SMBs use a spend analysis tool to find duplicate vendors, benchmark costs, and identify savings before it is too late to act on renewals.

Finance

Vendor payment history: cost control and risk management

How tracking vendor payment history helps SMBs control costs, flag anomalies, and maintain records for audits and renewals.

Finance

Business spend management: a practical guide for SMBs

What business spend management means for growing SMBs: how to get visibility across vendors, cut waste, and build simple processes before you need a CFO.

Finance

Artificial intelligence in spend analytics: a guide for SMBs

How SMBs are using artificial intelligence in spend analytics to cut vendor costs, spot duplicate spending, and surface savings without a procurement team.

Finance

Software as a service companies: a guide to managing spend

How SMBs manage spend across growing software-as-a-service stacks: track costs, right-size licences, and cut tools that have stopped delivering value.

Finance

The true cost of a Xero subscription: a TCO analysis

Beyond the sticker price: the true cost of a Xero subscription including add-ons, per-user fees, and when it makes sense to renegotiate your plan.

Finance

Expense management software: a guide for SMBs

Choosing expense management software for your SMB: how to separate employee expenses from vendor spend, and what tools actually work at 30 to 150 vendor scale.

Finance

Vendor spend analysis: a practical guide for SMBs

How to run a vendor spend analysis without a procurement team: find waste, benchmark costs, and make smarter renewal decisions with the data you already have.

Finance

Understanding the true Tableau license price

The real cost of a Tableau license in 2026: Creator, Explorer, and Viewer tiers explained, plus hidden fees and when to renegotiate your contract.

Finance

Tail spend management: a guide to recovering hidden costs

What tail spend management means for SMBs, why it matters, and practical steps to bring long-tail vendor spending under control without a full procurement team.

Finance

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